Does Frugality Make You Poorer or Richer? “You have to spend to earn” and “money is earned, not saved” are both half-true. The version I used to believe...
Cutting Costs by Cutting My Own Hair Three trips to the mall barber at 52 CNY each, discounted, and every cut grew back within a month. So this mon...
Challenge: 200 CNY for the Next Seven Days My ledger says I spent 1,174.05 CNY in the eight days up to today. At that rate the card bill will hit 2,000. ...
On Whether to Pay Into Social Insurance My rule of thumb: whatever society encourages you to do is rarely good for you, and whatever it discourages us...
Cutting Costs with Cashback Apps Livestream commerce made a few hosts rich, and almost every product link in those streams is an affiliate link...
How to Calculate When You Can Retire FIRE means financial independence and early retirement, and it comes down to two steps: work out what you spen...
Learning Financial Independence Two levers: spend less, whether your baseline is comfortable or extremely frugal, and earn more — a raise, a s...
What I Will and Will Not Do After FIRE Last month the credit card bill was 8,000 CNY; this month I am trying to stay under 3,000. At 3,000 a month — ...
What Is the FIRE Movement FIRE is a way of living: cut material wants, keep life minimal, save 25 times your annual spending as fast as ...
Earning Broadband Fees Back with a JD Router Buy broadband, add a router, tune the network, and let the JD Wireless Treasure router earn the monthly fee ba...
